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Connect your bank. Fund your business.
Verify your small business account, permission your financial data and quickly secure the funding you need today.
Lenders, brokers, and borrowers in mind
Today brokers and lenders go through the same manual process of collecting borrower financial data as they did a decade ago. Our platform brings this entire application journey online to safeguard data and protect against fraud.
We are committed to putting small business owners first
We give small business owners control over their financial data to help them make better financial decisions and secure the right type of funding.
The way commercial online lending should be
Our technology provides the customers commercial lending marketplace reliable connectivity, transparent data insights, and a financial experience business owner deserve.
Trusted by leading banks and financial institutions
See how we’re improving the B2b lending market by simplifying borrower, broker, and lender interaction.
One easy connection to secure capital faster
We make permissioning of your data easy and fast. Connecting and keeping your bank connected builds data quality and funding benefits over time.
Goodbye unsafe and time-consuming PDF applications
Safeguard NPI and avoid manual process. We digitally capture the financial data needed to complete any funding application through our online wizard.
• PCI DSS
• SOC 1 Type II
• SOC 2 Type II
We help small businesses make better financial decisions
Advancing borrower transparency and financial empowerment depends on the right of the borrower to own, employ, and easily access their data.
Smarter, more reliable business lending starts here
Step one of the borrower journey is to permission financial data from their bank account upon activation so lenders can verify applicants and serve applicants faster.
No data scraping, period
We developed direct connections with the vast majority of financial institutions and have built a reputation on the quality of the data we provide.
Providing lenders with high-quality financial data that easily integrates into any underwriting process.
Grow your borrowing power by keeping your financial journey connected
We make permissioning of your data easy and fast. Connecting and keeping your account connected builds data quality and funding optionality over time.
One secure bank connection, infinite lending possibility
Our technology protects the financial health of business owners in a commercial lending market previously susceptible to fraud by disreputable practices.
Apply online and never fill out another PDF application again.
Access your financial data and score whenever you want.
Advanced encryption standard and security layer to keep data safe.
Account features designed to streamline your lending needs.
Keep your bank connected and earn lending rewards.
Our team is available to help you through the process.
We love and support small business owners
That's why we are committed to providing the resources to help them achieve their business objectives.
News and updates
Keeping you up to date on important commercial lending information. Your best interest is our best interest.
Frequently Asked Questions
Get peace of mind when you partner with VerifyMyBanks.
Here’s how VerifyMyBank works in three easy steps: First, apply through our online wizard with standard information about your business. Secondly, connect your bank account by selecting from one of our verified financial institutions. Third, you can apply, review and accept offers from lenders. Afterward, funds are deposited in your bank account in as fast as 1hour. Payments are made based on the payment schedule you accepted with your loan option.
Qualification for VerifyMyBanks is based on a number of factors including but not limited to; your business cash flow, the strength of your customers, and to a lesser extent your personal and business credit history. You do not have to have perfect credit to work with us. We work with a broad range of clients, including those with below average credit.
The VerifyMyBanks application can be completed in minutes. We ask for: General information about your business, such as address and Tax ID Information about the business owner applying, including social security number. Additionally we will need you to connect your business’ bank account or upload your 3 most recent months of bank statements.* The information you provide is stored in accordance with our strict Privacy Policy and encrypted to make sure that it is always safe and secure.
Connecting your bank account from the start of your loan journey is critical to maximize the benefits of our platform. Keeping your bank account connected after the loan period can maximize future funding with custom repayment options using our proprietary scoring algorithms (subject to compliance, varies by loan type*). VerifyMyBanks 'Dynamic Payments' feature provides borrowers with the perfect pay-over-time option for your loan. Whether that’s split pay, installments, or bot, with terms and rates customized per borrowers, your VMB score rating and per loan amount to drive the results lenders are looking for.
Our mission is to provide our customers with peace of mind by providing them with the tools needed to verify borrowers identity, account balance(s), account trends, transaction history and more in real-time with no commitment necessary.
